Hamsard 3517 Limited is an Appointed Representative of Ambant Underwriting Services Limited, a company authorised and regulated by the Financial Conduct Authority under firm reference number 597301 to carry on insurance distribution activities.

Hamsard 3517 provide non-advised sales on insurance products, this means we provide information only to a potential customer leaving them to make a choice about how they wish to proceed and with no recommendation made.

We ensure that the customer still receives sufficient information on the product to enable them to make an informed decision as to whether it meets their own demands and needs.

What Is An Appointed Representative (AR)

The Financial Conduct Authority (FCA) defines the role and status of an Appointed Representative (AR) as a contractual relationship between an the AR (who may be an individual or a firm) and a “principal”.

The principal is responsible for ensuring that any AR complies with the requirements, rules and regulations of the FCA.

Ambant Underwriting Services Limited are Hamsard 3517’s principal.

Thanks to the operating scope and scale of the principal’s business, Hamsard has access to a much greater range of insurance products than the one or two typically available to a directly authorised insurance broker.

As an AR Hamsard 3517 retains complete ownership of the business and the client base upon which it operates.

Financial Ombudsman Service

The Financial Ombudsman Service can help with most complaints but if you are unsure whether the Financial Ombudsman Service will consider your complaint, please contact them directly for advice. The service they provide is free and impartial and contacting them at any stage of your complaint will not affect your legal rights.

The contact details are:

Financial Ombudsman Service
Exchange Tower
E14 9SR

Phone 0300 123 9123 (charged at a national rate) or 0800 023 4567 (free from landlines).

You can send an e-mail to: complaint.info@financial-ombudsman.org.uk

Or you can log on to their website: www.financial-ombudsman.org.uk

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